I have closed two loans with Liberty Mortgage and they are wonderful to work with. The staff is great and work quickly. The assisted us to get things in order to buy a second home and advised us on how make a few changes in our finances to make sure that our loan would be approved. They are working on refinancing our sons home and he will be saving over $300. a month. This is fantastic. You can get pre approval stated on their website. This is perfect for us who are always on the go.